“Smart Waqf Governance: Leveraging Blockchain, AI, and Fintech for Science and Technology Endowments in the Digital Era”. Proceeding of International Conference on Pesantren (ICOP) 3, no. 1 (August 4, 2026). Accessed August 6, 2026. https://mail.ejournal.darunnajah.ac.id/index.php/icop/article/view/912.